I was born and raised in Buffalo, New York as the youngest of three children in a family with limited resources. We were a paycheck-to-paycheck family—but we did not have to be. As I became more knowledgeable about managing money, I realized that with two parents who had reasonably good blue-collar jobs, our monetary resources would have been enough had my parents known how to manage their money.
Because our family priorities were not in order, we never owned a home, and we frequently moved from house to house due to rent challenges. Sometimes our utilities “stopped working.” There were no college savings. As a result of my childhood challenges with money, I made a conscious decision to do better.
After attending college (on grants) for two years, I joined the U.S. Navy. While serving, I came across many young sailors who found themselves in dire financial straits due to bad spending decisions. As their supervisory non-commissioned officer, I made it my job to help them become financially successful. I did not know this would be the beginning of my love for mentoring and teaching others to responsibly manage their money.
While my Navy days are long behind me, I continue to mentor and share my knowledge by serving as an adjunct instructor teaching Personal Finance for the training department of a local government agency. I also lead the Financial Wellness Ministry at my church.
My life’s calling is to educate and inspire you to live your best life by teaching you the basic concepts of personal money management and how to apply them to your unique situation. I will help you come up with a plan to set you on your path to meeting your financial goals. I believe the most time-tested, universal principles for managing money comes from the wisdom of the Bible. I will show you how these principles apply to your challenges and solutions.
Through my workshops, one-on-one consultations, and speaking engagements, I teach people how to eliminate debt, manage credit, set goals, plan for their future, and develop a spending plan for success. If you are ready to upgrade to a better financial life, I would love to walk with you on your journey.