I was born and raised in Buffalo, New York as the youngest of three children in a family with limited resources. We were a paycheck-to-paycheck family—but we didn’t have to be. As I became more knowledgeable about managing money, I realized that with two parents who both had reasonably good blue-collar jobs, our monetary resources would have been enough if my parents had known how to manage money.
Because our priorities were not in order, we never owned a home and frequently moved from house to house due to rent challenges. Sometimes our utilities “stopped working.” There were no college savings waiting for me and my two siblings. During my first year of high school, I had a $7.00 epiphany and experience that change the trajectory of my financial life (read my blog, Seven Dollars Changed my Life).
After attending college for two years, I decided I wanted to do something different. I joined the U.S. Navy. I didn’t know this would be the beginning of my love for mentoring and teaching others to responsibly manage their finances. Many young sailors found themselves in dire financial straits due to bad spending decisions. As their supervisory non-commissioned officer, I made it job to help them become financially successful.
Over the years I’ve worn many titles: Petty Officer, Accounting Manager, Youth Praise Dance Leader, Teacher, Youth Director, Mentor, Author, and most importantly—Mom. In each of these roles, I’ve had the responsibility and privilege of leading and influencing people of all ages. These combined experiences led me to what I do today. My mission in life is to educate and inspire people to live their best lives by managing their money in a manner that allows them to reach their financial goals.
Through my workshops, one-on-one consultations, and speaking engagements, I teach people how to eliminate debt, manage credit, set goals, and develop a spending plan that enables them to reach their goals. I believe the most time-tested principles for managing money comes from the wisdom of the Bible. I show individuals how these principles can be applied to their financial challenges and solutions. If you’re ready to upgrade to a better financial life, I would love to journey along with you.